प्रधानमंत्री सुकन्या समृद्धि योजना (SSY) के तहत बेटी के भविष्य की सुरक्षा के लिए आप नीचे दिए गए आसान कदमों से ऑनलाइन या ऑफ़लाइन आवेदन कर सकते हैं:
✅ पात्रता (Eligibility)
-
बेटी की उम्र: 0–10 वर्ष होनी चाहिए (एक साल की ग्रेस पीरियड भी मिलता है)
-
खाता खोलने वाला: मातृ/पिता या वैध अभिभावक होना ज़रूरी है; हर परिवार अधिकतम दो बेटियों के नाम पर खाते खोल सकता है (ट्विन/ट्रिपलेट में तीन खाते खुल सकते हैं)
-
खाता भारत में बैंक शाखा या डाकघर में खुलेगा
📋 दस्तावेज़ (Required Documents)
-
Sukanya Samriddhi Yojana Account Opening Form (Form‑1 / SSA‑1)
-
बेटी का जन्म प्रमाणपत्र (आधिकारिक अस्पताल/पंचायत/नगर निगम द्वारा जारी)
-
अभिभावक का ID & Address proof: आधार, PAN, वोटर ID, ड्राइविंग लाइसेंस, पासपोर्ट, राशन कार्ड आदि
-
बेटी व अभिभावक की पासपोर्ट साइज फोटो (कुछ बैंक में आवश्यक होती है)
🏦 ऑफ़लाइन आवेदन – बैंक या डाकघर:
-
पास के बैंक शाखा (SBI, ICICI, Axis आदि) या Post Office जाएँ
-
Form‑1/SSA‑1 भरें—बेटी व अभिभावक के विवरण सहित
-
दस्तावेज़ साथ संलग्न करें
-
न्यूनतम आरंभिक जमा: ₹250 (या ₹1.5 लाख इलाज पर वार्षिक) करके जमा करें
-
बैंक/डाकघर आपका आवेदन संभालेगा, सत्यापन करेगा और पैसबुक जारी करेगा
💻 ऑनलाइन लागू—सिर्फ जमा में:
-
नया खाता केवल ऑफ़लाइन खुल सकता है, लेकिन जमा आप IPPB App से ऑनलाइन सेट अप कर सकते हैं:
-
IPPB ऐप इंस्टॉल करें
-
DOP Products में “Sukanya Samriddhi Yojana” चुनें
-
खाता संख्या व ID डालकर Standing Instruction सेट करें
-
अब हर माह/तिमाही/वर्ष या उपयुक्त अंतराल से जमा स्वचालित होगी
-
💰 जमा, ब्याज और नियम:
-
कम जमा राशि: ₹250/वर्ष, अधिकतम ₹1.5 लाख/वर्ष
-
ब्याज दर: वर्तमान में 8.2% वार्षिक (Q1 2025–26 तक)
-
अवधि: खाता खुलने के 15 वर्षों तक जमा जारी रखें; पर खाते की अवधि पूरी तरह 21 वर्ष होगी
🎓 निकासी और परिपक्वता
-
आंशिक निकासी: जब बेटी 18 वर्ष या 10वीं पास हो – जमा राशि का 50% तक निकाला जा सकता है
-
पूरी निकासी:
-
खाता खुलने के 21 वर्षों बाद या
-
बेटी की शादी 18 वर्ष पार होने के बाद (प्रवेश के 1–3 महीनों के भीतर)
✅ संक्षेप में आवेदन प्रक्रिया
| तरीका | मुख्य चरण |
|---|---|
| ऑफलाइन | बैंक/डाकघर जाएँ → Form‑1 भरें + दस्तावेज नरकर जमा करें → ₹250 से शुरू करें → पेयेसबुक ले लें |
| ऑनलाइन जमा | IPPB ऐप में Standing Instructions सेट करें → जमा स्वचालित होगी |
Comments
Post a Comment
Welcome to the Comment Section of Progress India
Your Voice Matters in Building a Progressive India
Dear Visitor,
Thank you for visiting Progress India—a digital initiative dedicated to spreading awareness about Sarkari Yojnas, central and state government schemes, public welfare programs, and citizen rights. We are honored that you've taken the time to read our article. Your presence here reflects your commitment to becoming an informed and empowered citizen of India.
This comment section is your space. It’s a platform created just for you, where your voice matters, your experiences count, and your opinions help shape the lives of thousands of others who seek clarity and guidance in understanding government schemes.
We invite you to join the conversation. Whether you're here to ask a question, share your success story with a government scheme, offer suggestions, or simply express your views — you are welcome.
Why Should You Leave a Comment?
In today’s digital world, government information can often feel overwhelming, incomplete, or hard to find. That’s why Progress India aims to simplify things for you. But we are not perfect — and that’s where you come in.
By leaving a comment, you can:
Clarify Doubts – If something in the article is unclear or confusing, just ask. We reply as quickly as possible with accurate, updated information.
Help Others – Your comment may help someone else in the same situation. For example, if you’ve recently applied for PM Kisan or got benefits from Ayushman Bharat, your steps can guide someone else.
Report Errors – If you find outdated or incorrect info, let us know. We’ll fix it — and credit you if you like!
Build a Community – Progress India is not just a blog, it’s a community. One that thrives on mutual help, verified information, and support for every Indian.
Voice Your Concern – Facing an issue with an application? Delay in benefits? No response from officials? Raise your concern here — and we’ll guide you on possible next steps.
What Kind of Comments Are Encouraged?
We welcome any kind of constructive comment that adds value to the topic or helps fellow readers. For example:
Genuine Questions:
“I applied for PM Awas Yojana last month, but I haven’t received any update. How long does it usually take?”
“What documents are needed for Ladli Laxmi Yojana in Madhya Pradesh?”
Success Stories:
“Thanks to Progress India, I successfully applied for Ujjwala Yojana and received my gas connection last week.”
“My mother was not aware of Ayushman Bharat, but after reading your article, we checked her eligibility and got the card.”
Helpful Tips or Feedback:
“You should also include details about the mobile app for this scheme. It helps a lot.”
“The eligibility section can be made more clear.”
Corrections or Updates:
“This scheme now also includes widows under the age of 60. Please update.”
Suggestions for New Articles:
“Can you write about government schemes for disabled persons?”
“Please cover how to check land records online in Jharkhand.”
Your Safety & Privacy Matter
We respect your privacy deeply. You are not required to share personal information like Aadhaar numbers, bank details, or phone numbers in public comments. If needed, we’ll advise you to contact official helplines or portals.
Also, all comments are moderated to prevent spam, abuse, or misleading claims. Please be respectful in your tone — this is a public space meant for learning and collaboration.
Commenting Guidelines
To keep this space safe and meaningful, please follow these guidelines:
Do This ❌ Avoid This
Ask clear, relevant questions Using abusive or offensive language
Share your experience with a scheme Posting personal contact/Aadhaar info
Help others by replying to their questions Spreading misinformation or rumors
Suggest improvements Promoting unrelated services or ads
Note: Comments that violate these rules may be edited or removed by our moderation team.