Karma Sathi Prakalpa (कर्मसाथी प्रकल्प योजना)
(पश्चिम बंगाल सरकार की स्वरोज़गार योजना युवाओं के लिए)
उद्देश्य (Objective)
Karma Sathi Prakalpa पश्चिम बंगाल सरकार की एक पहल है जिसका उद्देश्य है राज्य के शिक्षित, बेरोज़गार युवाओं को स्वरोज़गार (Self-Employment) के लिए प्रोत्साहित करना और उन्हें आर्थिक सहायता व मार्गदर्शन प्रदान करना, ताकि वे खुद का व्यवसाय या स्टार्टअप शुरू कर सकें।
पात्रता (Eligibility)
| मापदंड | विवरण |
|---|---|
| 📍 निवास | पश्चिम बंगाल का स्थायी निवासी |
| 🎓 शिक्षा | न्यूनतम 10वीं पास |
| 📆 आयु | 18 से 50 वर्ष |
| 💼 स्थिति | शिक्षित बेरोज़गार युवा (रोज़गार बैंक में पंजीकृत हों तो प्राथमिकता) |
| 📜 व्यवसाय योजना | कोई स्पष्ट बिज़नेस प्लान या आइडिया होना चाहिए |
लाभ (Benefits)
| लाभ | विवरण |
|---|---|
| 💸 ऋण सुविधा | ₹2 लाख तक का सॉफ्ट लोन (Soft Loan) |
| 🏦 ब्याज | न्यूनतम ब्याज दर (सरकार सब्सिडी देती है) |
| 📑 आसान प्रक्रिया | आवेदन, प्रशिक्षण, बैंक लोन और गाइडेंस – सभी एक खिड़की प्रणाली |
| 📚 प्रशिक्षण | उद्यमिता विकास और व्यापार प्रबंधन का प्रशिक्षण |
| 💼 मार्गदर्शन | जिला और राज्य स्तर पर बिज़नेस मेंटरशिप |
योजना संचालक संस्था
-
West Bengal Government – Department of MSME&T (Micro, Small & Medium Enterprises and Textiles)
-
सहयोगी: District Industries Centre (DIC), BSK (Bangla Sahayata Kendra), Bank
आवेदन प्रक्रिया (How to Apply)
🔗 पोर्टल: https://karmawb.in
ऑनलाइन आवेदन स्टेप्स:
-
वेबसाइट पर जाएं: karmawb.in
-
"Apply Now" पर क्लिक करें
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नाम, पता, मोबाइल, एजुकेशन, उम्र, व्यवसाय योजना भरें
-
जरूरी दस्तावेज़ अपलोड करें
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OTP के साथ लॉगिन कर आवेदन पूरा करें
-
DIC द्वारा योजना की समीक्षा होगी और बैंक को भेजा जाएगा
आवश्यक दस्तावेज़
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आधार कार्ड
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पते का प्रमाण
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शैक्षणिक प्रमाणपत्र (10वीं या अधिक)
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पासपोर्ट साइज फोटो
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बैंक पासबुक
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बिज़नेस प्लान डॉक्युमेंट
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बेरोज़गारी या स्वरोज़गार प्रमाण पत्र (यदि हो)
लोन प्रक्रिया (Loan Process)
-
आवेदन की जांच के बाद व्यवसाय योजना की पुष्टि की जाती है
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बैंक और MSME विभाग द्वारा योजना की समीक्षा
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पात्र होने पर ₹2 लाख तक का लोन मंजूर
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लोन सीधे बैंक खाते में ट्रांसफर किया जाता है
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चुकौती अवधि और ब्याज दर बैंक तय करता है, सरकारी सब्सिडी के अनुसार
संपर्क और हेल्पलाइन
| सेवा | विवरण |
|---|---|
| 🌐 पोर्टल | www.karmawb.in |
| 📞 हेल्पलाइन | 1800-120-8040 (टोल फ्री) |
| 🏢 संपर्क कार्यालय | Block Office / District Industries Centre (DIC) |
| 📧 ईमेल | support@karmawb.in |
Karma Sathi – संक्षेप में
| विषय | विवरण |
|---|---|
| योजना नाम | कर्मसाथी प्रकल्प योजना |
| उद्देश्य | स्वरोज़गार के लिए आर्थिक सहायता |
| पात्रता | 10वीं पास, 18–50 वर्ष, बेरोज़गार युवा |
| लाभ | ₹2 लाख तक का लोन, ट्रेनिंग, मार्गदर्शन |
| आवेदन माध्यम | karmawb.in |
| संचालक | MSME&T विभाग, पश्चिम बंगाल सरकार |
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